Services

Fleet Insurances

 

Basic information

  • LeasePlan Fleet Insurance in the first car fleet management company’s own insurance
  • It introduces new standards in car fleet management in Poland
  • LeasePlan Fleet Insurance has been created from the scratch to meet the needs of corporate car fleets
  • The insurance is offered to both full service leasing and management only LeasePlan Clients
  • The insurance offered by Polish branch of LeasePlan is provided by Euro Insurances insurer, which is an entity owned in 100% by LeasePlan Corporation N.V. The company insures more than 200 thousand cars in Europe

Wide coverage

  • Small number of exclusions, e.g.
    • Missing car key after the car has been stolen
    • “A serious damage” not reported to the police
    Coverage of the car book value
    • Coverage of the car book value of the vehicle (not e.g. market value) – the Client does not bear additional costs
  • Insurance for the replacement vehicle
    • Covering the difference between deductible franchise in the replacement car and the deductible in the car fleet insurance

Quick and friendly procedures

  • Fastest damage handling in Poland
    • 70% of reported damages (small damages) are handled by the phone, without claim experts involvement
  • One phone call – full Driver support
    • Information on the procedure to follow
    • Collecting damage documents from the Driver
    • Arranging emergency road service, replacement car, hotel, etc.
    • Coordinating body repair shop’s actions
    • Recourse claims handling – if it is possible to claim recourse form the guilty party’s insurance

Competitive insurance premiums

  • Fixed premium
    • Fixed premium amount for the whole period of the fleet contract – on the basis of the vehicle purchase price
  • Monthly premium refund
    • In case of early termination of the insurance contract, the premiums for the remaining period will be refunded

Simple procedure of insurance renewals

  • Transparent rules of  changing insurance premiums
    • Offer based on the real damage ratio of the Client
    • Increase / decrease of the premiums by amounts previously agreed
  • Simple renewal process of the main contract and each insurance agreement
    • All insurance agreements cover 12 months – staring with 1.01 until 31.12 of each year – renewals once a year
    • 30 before the renewal date the Client receives a renewal offer

Damages analysis and preventive programs

  • Information about the damage ratio for the Client during the contract period
  • Consulting on the way to decrease the damage ratio, adjusting to Client’s needs, e.g. training, installing additional equipment, fleet policy